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  • December 6, 2019

Santa Cruz County Schools & Their Rankings: Should You Trust The Scores?

November 21, 2017 by Lance Hulsey

Santa Cruz County Schools & Their Rankings: Should You Trust The Scores?

As a parent of children in the local schools in the San Lorenzo Valley (Felton, Ben Lomond, Brookdale and Boulder Creek) I was nervous when I first saw the school rankings of the local schools. We had decided to move back here in 2011.  At the time SLV Elementary was struggling with a 6 on […]

Filed Under: Blogroll, Featured, Santa Cruz Locals Tagged With: lance hulsey - realtor, Real Estate, Santa Cruz, school ranking, School rankings, schools

Closing late……

September 6, 2016 by Lance Hulsey

Closing late……

I’ve always told my clients that the closing date is a “target date” because things can sometimes come up at the last minute that can delay the closing a day, or a week, or sometimes even longer. It seems like it’s RARE to close on time nowadays. The reasons for the delay are many. Sometimes […]

Filed Under: Crunching the numbers, Lessons from the investment front, Messages from the front office, Real Estate, Real Estate Dictionary, Real Estate News Tagged With: government restrictions, lance hulsey - realtor, Mortgage, Real Estate, Real Estate Dictionary, real estate terms, TILA

Credits or Fix

July 26, 2016 by Lance Hulsey

Credits or Fix

My normal rule of thumb is to spend as little as possible fixing the house up, but still get the job done. You don’t want to spend money on items where you won’t get your money back. For example, it’s not worth putting a pool in just to sell the home. However, I will suggest […]

Filed Under: Crunching the numbers, Homework, Lessons from the investment front, Messages from the front office, Properties, Real Estate Tagged With: lance hulsey - realtor, Real Estate, real estate investing, real estate terms, Smart Real Estate Investing

The return of Alt-A?

June 14, 2016 by Lance Hulsey

The return of Alt-A?

THE RETURN OF ALT-A? If you haven’t heard the term, “Alt-A” before it’s because it’s a behind-the-scenes term that lenders use. Maybe you’ve heard of the terms “low-doc,” no-doc” or “sub-prime.” These are the loans most responsible for the real estate bubble and then crash of the early 2000’s. These loans were abused horribly to […]

Filed Under: Crunching the numbers, Messages from the front office, Real Estate, Real Estate Dictionary Tagged With: Conforming Loans, Fannie Mae, Freddie Mac, government restrictions, lance hulsey - realtor, loans, market statistics, Mortgage, mortgage rates, Real Estate, real estate investing, Wikipedia

Insurability Issues….…

April 21, 2016 by Lance Hulsey

Insurability Issues….…

INSURABILITY ISSUES… I’ve noticed that homebuyers often put off ordering their homeowner’s insurance policy until the week before closing. It is wise to investigate the insurability of both the home and the buyer as early as possible. That’s right, both the home AND the buyer need to be approved by the insurance company before they […]

Filed Under: Messages from the front office, Properties, Real Estate, Tools for Real Estate Tagged With: buying a home, clue report, homebuyers, homeowners insurance, insurability, insurance, lance hulsey - realtor, Real Estate News, Santa Cruz, Smart Real Estate Investing

Credit for Closing Costs

March 21, 2016 by Lance Hulsey

Credit for Closing Costs

Credits for Closing Costs… Sometimes a buyer will ask a seller to pay for their closing costs. But, there could be a problem with credits for closing costs when the lender won’t allow credits to apply against some closing costs. Or when the buyer’s costs don’t add up to what was negotiated between buyer and […]

Filed Under: Crunching the numbers, Homework, Lessons from the investment front, Messages from the front office, Real Estate, Real Estate Dictionary, Real Estate News Tagged With: closing costs, credit, credit at closing, escrow, lance hulsey - realtor, Real Estate, real estate buyers, real estate investing, real estate sales, Santa Cruz, santa cruz real estate, Smart Real Estate Investing

Solar News

March 2, 2016 by Lance Hulsey

Solar News

Two items came to my attention recently in regards to solar power for your home that I thought you should be aware of. The first is that the federal tax credit that was set to expire at the end of 2016 was just extended for five more years. I’ve heard VERY little mention of this […]

Filed Under: Crunching the numbers, Lessons from the investment front, Messages from the front office, Properties, Real Estate, Real Estate News, Tools for Real Estate Tagged With: california tax credit, Department of Energy, federal tax credit, lance hulsey - realtor, PG&E, Real Estate, Santa Cruz, solar, solarchoice

Do Houses Shrink?

February 22, 2016 by Lance Hulsey

Do Houses Shrink?

So why is it that the square footage of your home is different when it is measured for an appraisal than what the builder’s floor plan showed? And how come different appraisers will measure a home at different sizes? Unless you’ve added onto the home, I’m sure it’s the same size as the day you […]

Filed Under: Crunching the numbers, Lessons from the investment front, Properties, Real Estate, Real Estate Dictionary, Tools for Real Estate Tagged With: appraisal, Approaches to Value, flipping, investing secrets, lance hulsey - realtor, Market Value, Real Estate, real estate investing, real estate terms, Smart Real Estate Investing

Zillow and their Zestimates

February 15, 2016 by Lance Hulsey

Zillow and their Zestimates

Zillow is the most popular real estate site. Their most famous (or infamous) feature is their “Zestimate” of a home’s value. Their computer looks at the public records information about a house and then make adjustments based on recent solds. It’s just a ballpark figure, but some buyers and sellers treat it as the gospel […]

Filed Under: Blogroll, Crunching the numbers, Homework, Lessons from the investment front, Real Estate, Tools for Real Estate Tagged With: Approaches to Value, flipping, lance hulsey - realtor, Market Value, Real Estate, real estate investing, Smart Real Estate Investing, Zestimates, Zillow

Interest rate update 2016

January 27, 2016 by Lance Hulsey

Interest rate update 2016

The Federal Reserve recently raised interest rates. That is the first time they’ve done that in about 10 years. Gasp! That must mean that we’ll all be paying higher interest rates and our hot real estate market will cool down, right? Actually, since the Fed raised rates, actual mortgage rates haven’t changed that much. Maybe […]

Filed Under: Crunching the numbers, Messages from the front office, Real Estate, Real Estate News Tagged With: Interest rates, lance hulsey - realtor, Mortgage, mortgage rates, Real Estate, real estate investing, Santa Cruz, santa cruz real estate, Smart Real Estate Investing

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